Juergen Keller’s Secrets to Success After 45 Years in Real Estate: Part II

Today we're back with the second part of my interview with my friend and colleague, Juergen Keller. 

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Today we're back with the second part of a great interview I had the privilege of conducting with my dear friend and colleague, Juergen Keller. If you missed the first portion of our interview, you can see it here.

To see the second portion, check out the video above.

Juergen stresses the importance of being honest and keeping negative thoughts out of his life. He even has a sign in his office that says, "You do not have the luxury of negative thinking."

Juergen stresses the importance of honesty and avoiding negative thoughts.

He also talked a bit about working as an opera singer during his days back in Germany, as well as some other work background. It's fascinating stuff!

I hope you enjoyed my interview with Juergen as much as I did. If you have any questions for me, you can always give me a call or send me an email. I'm happy to help!

Juergen Keller’s Secrets to Success After 45 Years in Real Estate

I recently got to interview my dear friend and colleague Juergen Keller, who has 45 years of experience in the world of real estate.

Selling your Massachusetts home? Get a home value report

Buying a Massachusetts home? Click here for full MLS access

I recently had a wonderful interview with my dear friend and colleague Juergen Keller, who is 90 years young and has been in the real estate business for 45 years. I've had the distinct privilege of working alongside Juergen for 33 years and today, I wanted to share the first of two parts of this great interview.

You can see the full excerpt in the video above.

Juergen's secret to longevity is to never think about your age.

What is Juergen's secret to longevity? To never think about your age and in general, have a healthy life. His philosophy for good business is honesty on all fronts, he said. He also has a great personal example of why trustworthiness is so important in business.  

Stay tuned for some more insight from Juergen in our next video. In the meantime, feel free to give us a call or send us an email with any questions you have about buying or selling a home here in the Merrimack Valley. We're here to help.

How Much Can I Afford to Spend on My Home?

Determining your affordability is one of the most important steps of buying a home. Here's where the process starts.

Selling your Massachusetts home? Get a home value report

Buying a Massachusetts home? Click here for full MLS access

When you buy a house, how can you determine your household affordability budget?

First, take a look at your combined gross household income. Typically, that's you and your spouse, but your kids might be on the deed in some cases. About 33% of that gross income should be the maximum amount allocated toward your principal, interest, tax, insurance, and private mortgage insurance. If one-third of your monthly gross income exceeds your monthly payment, you're probably spending a little bit too much.

It can also be very helpful to talk to a bank or lender to consider your monthly debt like car payments and credit cards. Add them in on a monthly, prorated basis with your projected housing expenses; this monthly debt shouldn't exceed 42% of your gross monthly income.

An experienced agent can put you in touch with a great lender.

If your unique situation is too complicated to handle on your own, there are mortgage calculators online that can help you find a budget orientation. Speaking with an experienced and skilled real estate agent can also help get you the right professional resources to determine your affordability. They can also help you assess the pros, cons, tax benefits, and appreciation benefits that come with homeownership, among other things.

If you have any questions about home affordability or you're thinking of selling your house, give me a call or send me an email. I'd be glad to help!